Co-signer

Borrowing money for college is a big responsibility but college remains a smart investment for obtaining a satisfying career that earns a competitive salary.

Adding a co-signer¹ may help you get lower interest rates and improve your chances of getting approved for a private student loan.

¹ A co-signer (or co-signer or co-applicant) is a person who signs and is liable for the loan in addition to the borrower. While the bills are typically sent to the student borrower, the co-signer is equally liable for the loan. Most students will need a U.S. co-signer for a private student loan unless they are employed full-time while in school and meet additional income and credit guidelines. International students may apply with an eligible U.S. co-signer. Please note that co-signer are not required to apply.