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Private Student Loans
Chase Select Private Student Loans can help with all of your education needs—from undergraduate through graduate school. Chase Select can provide assistance when federal loans, grants and scholarships are not enough to cover the full cost of your higher education. A Chase Select loan is a credit-based private student loan that must be certified by your school's financial aid office. Your school may require you to complete the Free Application for Federal Student Aid (FAFSA) to determine your loan eligibility. Although a cosigner is not necessary or required to apply for a private student loan, a qualified cosigner may help you get approved for a private student loan and possibly help you qualify for a better interest rate.*
Our resources section will lay it all out in plain English. We have important resources you may need, from private student loan repayment examples to cosigner benefits and frequently asked questions.
Note: Interest continues to accrue during in-school deferment and will be added to the principal amount of your loan upon entering repayment, which will increase the total cost of the loan.
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A qualified cosigner may help you get a better interest rate on your Chase Select Private Student Loan.
*Important Information: Private loans, like the Chase Select loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.
Chase Select loans are subject to credit approval, receipt of a completed and signed loan application/promissory note and self-certification form, verification of application information, acceptance of loan terms, and school certification of loan amount and student's enrollment at a Chase Select-participating school.
Repayment plans may vary. Other available repayment options include making interest-only payments while in school or making principal and interest payments while in school. Maximum deferment period applies. Call for details.
Chase currently services its Chase Select loans and does not sell them to another lender.
Student borrowers and cosigners are equally responsible for repayment of the loan.
The minimum loan amount that can be requested under this loan program must be greater than $1,000, except for student borrowers whose permanent residence is in one of the following states, in which higher minimum loan amounts apply: Colorado, Indiana, Oklahoma, South Carolina or Wisconsin. If you live in one of these states, please call us for details.
Aggregate maximum loan limits apply.
This information was current as of 07/01/2011 and is subject to change. Contact Chase for current product information.
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